03732namaa2200745uu 4500 oapen103921 oapen 20251217011844.0 a||||fo|||||||||0| cr|mn|---annan 250710s2025a||||fo|||||||||0|eng d 9781003510406 9781032812977 9781032836423 10.4324/9781003510406 doi oapen oapen eng dc L thema LA thema LB thema LN thema LNC thema LND thema LNP thema LNPB thema LNQ thema LNT thema LNTU thema Damar-Blanken, Duygu aut Financial Inclusion Law and Over-Indebtedness London Taylor & Francis Routledge [Imprint] 2025 1 online resource text txt rdacontent computer c rdamedia online resource cr rdacarrier Routledge Research in Finance and Banking Law Free-to-read Unrestricted online access star The book addresses the current challenges faced by financial consumers in the context of enormous technological developments. This edited collection covers safeguarding financial consumers, encompassing topics such as financial inclusion, data protection, and consumer over-indebtedness. Addressing specific issues related to vulnerable consumer groups and the increasing digitisation of financial services, it grapples with the emerging challenge demanding that consumers possess technological literacy. The book offers a distinct new perspective, going beyond the traditional understanding of financial inclusion, which typically only considers the possession of a bank account. Instead, it explores new dimensions, including the obstacles consumers face in obtaining credit, establishing a credit history, and coping with issues such as being blacklisted. The book explores diverse strategies for enhancing financial inclusion, such as leveraging data, and open banking. It also scrutinises the pursuit of credit fairness and examines methods to either mitigate or effectively address over-indebtedness, a persistent and formidable challenge for financial consumers. The book will be of interest to researchers, practitioners, and governmental organisations in the field of finance law and the law of emerging technologies. Open licence https://oapen.org/article/rights eng Banking law thema Company, commercial and competition law: general thema Constitutional and administrative law: general thema Consumer protection law thema Financial law: general thema International law thema IT and Communications law / Postal laws and regulations thema Jurisprudence and general issues thema Law thema Laws of specific jurisdictions and specific areas of law thema Social law and Medical law thema artificial intelligence banking law discrimination law finance law financial inclusion international law law of technology over-indebtedness Damar-Blanken, Duygu edt Kelly-Louw, Michelle edt OAPEN Library. https://library.oapen.org/handle/20.500.12657/103921 Free-to-read: OAPEN Library/DOAB: description of the publication 0 36722 36722